Small Group Aetna Funding AdvantageSM plan - savings now, surplus later

Aetna Funding Advantage (AFA) makes it easy for members of Associated Builders and Contractors (ABC) to save money on their health benefits. Aetna Funding Advantage plans offer your small business the claims protection that you need. And now, you can earn an administrative fee credit and get a guaranteed surplus later when you renew.

Make Aetna Funding Advantage Work For You:


For each enrolled employee, you can earn a $525 administrative fee credit. This is for groups with 2-100 enrolled employees. And we're sweetening the deal with a surplus guarantee. **

Save now. These offers are available to new groups (2-100 enrolled employees) with effective dates from August 1, 2021 to December 1, 2021.*

Fill out the form below and learn how your company can save more.

For active ABC Members only: Save with a $525 Administrative Fee Credit per enrolled employee and a surplus guarantee upon renewal

Includes complimentary Mineral subscription: A robust HR tool with access to a federal & state compliant Employee Handbook builder, Live HR Advisors and more!

How it Works

Administrative fee credits for Aetna Funding Advantage are not cumulative and apply only to new groups. The credit will be a one-time administrative fee credit applied to your second Aetna Funding Advantage bill. If the credit is larger than the group's second month of administrative fees, we will credit the remaining amount to the third bill. 

*Available for up to 50 subscribers in AZ, FL, IA, ID, KS, MD, ME, MN, MO, MS, NE, NV, OK, S.IL, TX, UT, VA, WI and WY.

 Available for up to 100 in CO, CT, DE, GA, KY, LA, MA, MI, NC, N.IL, NJ, OH, PA, RI, SC, TN and WV.

For Active ABC Members Only:

* A group can only be eligible for an administrative fee credit at their effective date. Rules and requirements: This material is for informational purposes only. This material does not constitute a contract. Program applies to self-funded new Aetna Funding Advantage sales with effective dates from August 1, 2021 to December 1, 2021. Eligibility is limited to new groups. The Aetna Small Group Incentive program is offered at the sole discretion of Aetna® and can be terminated or modified by Aetna at any time and without notice. Any subsequent program is at the discretion of Aetna. ** Credited 90–150 days after renewal and applies to first renewal only. Offer valid with effective dates from August 1, 2021 to December 1, 2021. Aetna Funding Advantage new business groups with 2 or more subscribers at time of sold. Only groups that renew are eligible for one-time surplus guarantee. Guaranteed surplus tiers calculated based on number of enrolled subscribers at time of sold. Aetna Funding Advantage plans are self-funded, meaning the benefits coverage is offered by the employer. If you renew your Aetna Funding Advantage plan and your claims funding surplus is below the amount guaranteed, we’ll apply the balance to your administrative fee for next year. Aetna Life Insurance Company only provides administrative services and offers stop-loss insurance coverage to the employer. Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna).
Aetna Funding Advantage℠ plans are self-insured by the employer and administered by Aetna Life Insurance Company.